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HomeMy WebLinkAbout1.19 Title CommitmentCUSTOMER DISTRIBUTION Date:Our Order Number: Property Address: If you have any inquiries or require further assistance, please contact one of the numbers below: 02-25-2014 GW63008317-4 32956 RIVER FRONTAGE ROAD SILT, CO 81652 For Closing Assistance: Becky Westphal 1317 GRAND AVE #200 GLENWOOD SPRINGS, CO 81601 Phone: Fax: 800-318-8206 EMail: bwestphal@ltgc.com For Title Assistance: Glenwood Springs "GW" Unit Christie Blackard 1317 GRAND AVE #200 GLENWOOD SPRINGS, CO 81601 Phone: 970-945-2610 Fax: 970-945-4784 EMail: cblackard@ltgc.com Closer's Assistant: Tasha Whitman Phone: 970-945-2610 Fax: 800-318-8206 EMail: twhitman@ltgc.com WESTERN SLOPE REAL ESTATE GROUP *TMX* 1010 GRAND AVE GLENWOOD SPRINGS, CO 81601 Attn: DAN LARSEN Phone: 970-319-5000 Fax: 970-928-9001 Copies: 1 EMail: danlarsen@sopris.net Linked Commitment Delivery FAIRWAY INDEPENDENT MORTGAGE CORPORATION *TMX* 811 COLORADO AVE GLENWOOD SPRINGS, CO 81601 Attn: LINDA M MCKINLEY Phone: 970-945-4001 Fax: 970-945-5867 EMail: lmckinley@fairwaymc.com MIKE C KALMON AND TAMI S KALMON EMail: mttkalmon@comcast.net Sent Via EMail SOPRIS REALTY LLC *TMX* 12 PTARMIGAN DR GLENWOOD SPRINGS, CO 81601 Attn: BRAD PLANTZ Phone: 970-945-7677 EMail: brad@soprisrealty.com Sent Via EMail GREGORIO DELGADO AND SYLVIA DELGADO PO BOX 207 SILT, CO 81652 Sent Via Realtor LAND TITLE GUARANTEE COMPANY 1317 GRAND AVE #200 GLENWOOD SPRINGS, CO 81601 Attn: Becky Westphal Phone: 970-945-2610 Fax: 800-318-8206 EMail: bwestphal@ltgc.com Land Title Guarantee Company 03.24.14 CUSTOMER DISTRIBUTION Date:Our Order Number: Property Address: DELIVERY.O (8/2003) 02-25-2014 GW63008317-4 32956 RIVER FRONTAGE ROAD SILT, CO 81652 INTEGRITY REAL ESTATE ADVANTAGE Attn: TOM LAMPO Phone: 303-284-6447 Fax: 866-611-6928 EMail: TOM.LAMPO@YOURSHORTSALESOLUTION.COM Sent Via EMail FAIRWAY INDEPENDENT MORTGAGE CORPORATION *TMX* 811 COLORADO AVE GLENWOOD SPRINGS, CO 81601 Attn: LINDSAY STEWART Phone: 970-945-4001 Fax: 970-945-5867 Copies: 1 EMail: lindsays@fairwaymc.com Linked Commitment Delivery Land Title Guarantee Company 01.31.14 Date: Our Order Number: Buyer/Borrower: Seller/Owner: Property Address: Need a map or directions for your upcoming closing? Check out Land Title's web site at www.ltgc.com for directions to any of our 54 office locations. THANK YOU FOR YOUR ORDER! ESTIMATE OF TITLE INSURANCE FEES If Land Title Guarantee Company will be closing this transaction, above fees will be collected at that time. TOTAL Form CONTACT 06/04 02-25-2014 GW63008317-4 MIKE C. KALMON AND TAMI S. KALMON GREGORIO DELGADO AND SILVIA L. DELGADO 32956 RIVER FRONTAGE ROAD SILT, CO 81652 Wire Information: (Please note: We do not accept ACH electronic transfers.) Bank: ALPINE BANK GLENWOOD SPRINGS, CO 81601 Phone: Credit: ABA No.: 102103407 Account: 1 010018 384 Attention: Becky Westphal Owners Extended on ALTA-06 ALTA Loan Policy 06-17-06 (Bundled Concurrent) Endorsement 100-06 (Lender) Endorsement ALTA 8.1-06 (Lender) Deletion of Standard Exception(s) (Lender) Endorsement C-1 (Issued with Commitment)(Lender) Tax Certificate $988.00 $375.00 $0.00 $0.00 $0.00 $0.00 $25.00 $1,388.00 Land Title Guarantee Company ****************************************************************** Note: Once an original commitment has been issued, any subsequent modifications will be emphasized by underlining. ****************************************************************** Schedule A Our Order No. Cust. Ref.: 1. Effective Date: 2. Policy to be Issued, and Proposed Insured: 3. The estate or interest in the land described or referred to in this Commitment and covered herein is: 4. Title to the estate or interest covered herein is at the effective date hereof vested in: 5. The Land referred to in this Commitment is described as follows: Property Address: ______________________________________________________________________________________________ Copyright 2006-2014 American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. GW63008317-4 A L T A C O M M I T M E N T 32956 RIVER FRONTAGE ROAD SILT, CO 81652 February 04, 2014 at 5:00 P.M. Owner's Extended Coverage Policy - ALTA Owner's Policy 06-17-06 (For Residential Land) Proposed Insured: MIKE C. KALMON AND TAMI S. KALMON "ALTA" Loan Policy 06-17-06 Proposed Insured: FAIRWAY INDEPENDENT MORTGAGE CORPORATION $285,000.00 $228,000.00 A Fee Simple GREGORIO DELGADO AND SILVIA L. DELGADO SEE ATTACHED PAGE(S) FOR LEGAL DESCRIPTION Old Republic National Title Insurance Company LEGAL DESCRIPTION Our Order No:GW63008317-4 A PARCEL OF LAND SITUATED IN SECTION 9, TOWNSHIP 6 SOUTH, RANGE 92 WEST OF THE 6TH P.M., BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHENCE THE NORTHEAST CORNER OF SAID SECTION 9 BEARS N. 00°34'08"W. 1959.91 FEET, THENCE S. 00°24'38"E. 410.74 FEET TO THE CENTER OF THE COLORADO RIVER; THENCE ALONG SAID CENTERLINE N. 88°26'02"W. 555048 FEET; THENCE DEPARTING SAID CENTERLINE N. 06°27'30"E. 412.00 FEET; THENCE S. 88°26'02"E. 506.17 FEET TO THE POINT OF BEGINNING. ALSO KNOWN AS: LOT 2, SIEVERS AMENDED EXEMPTION PLAT, ACCORDING TO THE MAP RECORDED JANUARY 15, 1997 AT RECEPTION NO. 503455. COUNTY OF GARFIELD STATE OF COLORADO The following are the requirements to be complied with: (Requirements)Our Order No. A L T A C O M M I T M E N T Schedule B-1 GW63008317-4 1. 2. 3. 4. 5. 6. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be insured. Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for record, to-wit: PROVIDE LAND TITLE GUARANTEE COMPANY WITH A CURRENT IMPROVEMENT LOCATION CERTIFICATE OF SUBJECT PROPERTY. THIS REQUIREMENT IS NECESSARY TO DELETE THE STANDARD EXCEPTIONS. UPON REVIEW, ADDITIONAL REQUIREMENTS AND/OR EXCEPTIONS MAY BE NECESSARY. NOTE: ANY MATTERS DISCLOSED BY SAID IMPROVEMENT LOCATION CERTIFICATE WILL BE REFLECTED ON SAID POLICY(S) TO BE ISSUED HEREUNDER. NOTE: LAND TITLE IS NOT RESPONSIBLE FOR ORDERING SAID IMPROVEMENT LOCATION CERTIFICATE. CERTIFICATE OF SATISFACTION ISSUED BY THE CLERK OF COUNTY COURT OF JUDGMENT IN FAVOR OF CAVALRY SPV I LLC AGAINST GREGORIO DELGADO IN THE AMOUNT OF $10,707.36 PLUS COURT COSTS ENTERED ON OCTOBER 29, 2012, TRANSCRIPT OF WHICH WAS RECORDED NOVEMBER 16, 2012, UNDER RECEPTION NO. 827100, CIVIL ACTION NO. 12C-001140, COUNTY COURT IN AND FOR THE COUNTY OF GARFIELD; OR EVIDENCE SATISFACTORY TO LAND TITLE GUARANTEE COMPANY THAT GREGORIO DELGADO SHOWN IN THIS JUDGMENT IS NOT THE SAME PERSON AS GREGORIO DELGADO. PROPER WITHDRAWAL OF NOTICE OF ELECTION AND DEMAND FOR SALE BY THE PUBLIC TRUSTEE RECORDED DECEMBER 06, 2013, UNDER RECEPTION NO. 843976 PURSUANT TO FORECLOSURE OF DEED OF TRUST RECORDED MAY 18, 2006, UNDER RECEPTION NO. 698163. NOTE: PUBLIC TRUSTEE FORECLOSURE SALE # 13-265. (ITEM INTENTIONALLY DELETED) (ITEM INTENTIONALLY DELETED) RELEASE OF DEED OF TRUST DATED MAY 17, 2006 FROM GREGORIO DELGADO AND SILVIA L. DELGADO TO THE PUBLIC TRUSTEE OF GARFIELD COUNTY FOR THE USE OF ALPINE BANK TO SECURE THE SUM OF $417,000.00 RECORDED MAY 18, 2006, UNDER (Requirements)Our Order No. Continued: A L T A C O M M I T M E N T Schedule B-1 GW63008317-4 7. 8. 9. RECEPTION NO. 698163. RELEASE OF DEED OF TRUST DATED MAY 18, 2006 FROM GREGORIO DELGADO AND SILVIA L. DELGADO TO THE PUBLIC TRUSTEE OF GARFIELD COUNTY FOR THE USE OF ALPINE BANK TO SECURE THE SUM OF $81,750.00 RECORDED MAY 18, 2006, UNDER RECEPTION NO. 698164. WARRANTY DEED FROM GREGORIO DELGADO AND SILVIA L. DELGADO TO MIKE C. KALMON AND TAMI S. KALMON CONVEYING SUBJECT PROPERTY. DEED OF TRUST FROM MIKE C. KALMON AND TAMI S. KALMON TO THE PUBLIC TRUSTEE OF GARFIELD COUNTY FOR THE USE OF FAIRWAY INDEPENDENT MORTGAGE CORPORATION TO SECURE THE SUM OF $228,000.00. NOTE: ITEMS 1 THROUGH 3 OF THE STANDARD EXCEPTIONS WILL BE DELETED FROM AND FORM 100 WILL BE ATTACHED TO THE MORTGAGEE'S POLICY WHEN ISSUED UPON RECEIPT OF A SATISFACTORY IMPROVEMENT LOCATION CERTIFICATE. EXCEPTION MAY BE MADE TO ANY ADVERSE MATTERS DISCLOSED BY THE IMPROVEMENT LOCATION CERTIFICATE. ITEM 4 OF THE STANDARD EXCEPTIONS WILL BE DELETED UPON RECEIPT OF A SATISFACTORY LIEN AFFIDAVIT. NOTE: ALL PARTIES WILL BE REQUIRED TO SIGN THE LIEN AFFIDAVIT AT CLOSING. REQUIREMENTS TO PROVIDE OWNER'S EXTENDED COVERAGE IN THE OWNER'S POLICY TO BE ISSUED A. UPON RECEIPT BY THE COMPANY OF A SATISFACTORY FINAL AFFIDAVIT AND AGREEMENT FROM THE SELLER AND PROPOSED INSURED, AND A SURVEY OF THE LAND, EXCEPTIONS 1 THROUGH 4 OF THE STANDARD EXCEPTIONS WILL BE DELETED. ANY ADVERSE MATTERS DISCLOSED BY THE FINAL AFFIDAVIT AND AGREEMENT AND SURVEY WILL BE ADDED AS EXCEPTIONS. B. IF LAND TITLE GUARANTEE COMPANY CONDUCTS THE CLOSING OF THE CONTEMPLATED TRANSACTIONS AND RECORDS THE DOCUMENTS IN CONNECTION THEREWITH, EXCEPTION NO. 5 OF THE STANDARD EXCEPTIONS WILL BE DELETED. C. UPON RECEIPT OF PROOF OF PAYMENT OF ALL PRIOR YEARS' TAXES AND ASSESSMENTS, EXCEPTION NO. 6 OF THE STANDARD EXCEPTIONS WILL BE AMENDED (Requirements)Our Order No. Continued: A L T A C O M M I T M E N T Schedule B-1 GW63008317-4 TO READ: TAXES AND ASSESSMENTS FOR THE YEAR 2014 AND SUBSEQUENT YEARS. The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: (Exceptions)Our Order No. A L T A C O M M I T M E N T Schedule B-2 GW63008317-4 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. Any facts, rights, interests, or claims thereof, not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the Public Records. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. The Owner's Extended Coverage Policy will automatically increase coverage by 10 percent on each of the five anniversaries of the policy date, at no additional charge. RIGHT OF THE PROPRIETOR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE THEREFROM, SHOULD THE SAME BE FOUND TO PENETRATE OR INTERSECT THE PREMISES HEREBY GRANTED, AND A RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED STATES, AS RESERVED IN UNITED STATES PATENT RECORDED AUGUST 31, 1893 IN BOOK 12 AT PAGE 244. RIGHT OF THE PROPRIETOR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE THEREFROM, SHOULD THE SAME BE FOUND TO PENETRATE OR INTERSECT THE PREMISES HEREBY GRANTED, AND A RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED STATES, AS RESERVED IN UNITED STATES PATENT RECORDED JUNE 14, 1944 IN BOOK 73 AT PAGE 224. TERMS, CONDITIONS AND PROVISIONS OF GRANT OF EASEMENT RECORDED OCTOBER 09, 1981 IN BOOK 583 AT PAGE 82. The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: (Exceptions)Our Order No. A L T A C O M M I T M E N T Schedule B-2 GW63008317-4 11. 12. 13. 14. 15. 16. 17. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE PLAT OF SIEVERS EXEMPTION MAP RECORDED MAY 11, 1984 AT RECEPTION NO. 352214. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE PLAT OF SIEVERS AMENDED EXEMPTION PLAT RECORDED JANUARY 15, 1997 AT RECEPTION NO. 503455. TERMS, CONDITIONS AND PROVISIONS OF WELL-SHARING AGREEMENT RECORDED APRIL 30, 1997 AT RECEPTION NO. 507574. TERMS, CONDITIONS AND PROVISIONS OF EASEMENT AGREEMENT RECORDED APRIL 30, 1997 AT RECEPTION NO. 507575. TERMS, CONDITIONS AND PROVISIONS OF PAID-UP OIL AND GAS LEASE RECORDED MARCH 29, 2010 AT RECEPTION NO. 783910. ANY RIGHTS, INTERESTS OR EASEMENTS IN FAVOR OF RIPARIAN OWNERS, THE STATE OF COLORADO, THE UNITED STATES OF AMERICA ACTING BY AND THROUGH THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT OF WASHINGTON, D.C., OR THE GENERAL PUBLIC, WHICH EXIST, HAVE EXISTED, OR ARE CLAIMED TO EXIST IN AND OVER THE WATERS AND PRESENT AND PAST BED BANKS OF THE COLORADO RIVER. ANY QUESTION, DISPUTE OR ADVERSE CLAIMS AS TO ANY LOSS OR GAIN OF LAND AS A RESULT OF ANY CHANGE IN THE RIVER BED LOCATION BY OTHER THAN NATURAL CAUSES, OR ALTERATION THROUGH ACCRETION, RELICTION, EROSION OR AVULSION OF THE CENTER THREAD, BANK, CHANNEL OR FLOW OF WATERS IN THE COLORADO RIVER LYING WITHIN THE SUBJECT PROPERTY. LAND TITLE GUARANTEE COMPANY and LAND TITLE GUARANTEE COMPANY - GRAND JUNCTION DISCLOSURE STATEMENTS Note: Pursuant to CRS 10-11-122, notice is hereby given that: A) The subject real property may be located in a special taxing district. B) A Certificate of Taxes Due listing each taxing jurisdiction shall be obtained from the County Treasurer or the County Treasurer's authorized agent. C) The information regarding special districts and the boundaries of such districts may be obtained from the Board of County Commissioners, the County Clerk and Recorder, or the County Assessor. Note: Effective September 1, 1997, CRS 30-10-406 requires that all documents received for recording or filing in the clerk and recorder's office shall contain a top margin of at least one inch and a left, right and bottom margin of at least one half of an inch. The clerk and recorder may refuse to record or file any document that does not conform, except that, the requirement for the top margin shall not apply to documents using forms on which space is provided for recording or filing information at the top margin of the document. Note: Colorado Division of Insurance Regulation 3-5-1, Section 7L requires that "Every title entity shall be responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed". Provided that Land Title Guarantee Company conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction, exception number 5 will not appear on the Owner's Title Policy and the Lenders Policy when issued. Note: Affirmative mechanic's lien protection for the Owner may be available (typically by deletion of Exception no. 4 of Schedule B, Section 2 of the Commitment from the Owner's Policy to be issued) upon compliance with the following conditions: A) The land described in Schedule A of this commitment must be a single family residence which includes a condominium or townhouse unit. B) No labor or materials have been furnished by mechanics or material-men for purposes of construction on the land described in Schedule A of this Commitment within the past 6 months. C) The Company must receive an appropriate affidavit indemnifying the Company against un-filed mechanic's and material-men's liens. D) The Company must receive payment of the appropriate premium. E) If there has been construction, improvements or major repairs undertaken on the property to be purchased within six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded liens will include: disclosure of certain construction information; financial information as to the seller, the builder and or the contractor; payment of the appropriate premium fully executed Indemnity Agreements satisfactory to the company, and, any additional requirements as may be necessary after an examination of the aforesaid information by the Company. No coverage will be given under any circumstances for labor or material for which the insured has contracted for or agreed to pay. Note: Pursuant to CRS 10-11-123, notice is hereby given: This notice applies to owner's policy commitments containing a mineral severance instrument exception, or exceptions, in Schedule B, Section 2. A) That there is recorded evidence that a mineral estate has been severed, leased, or otherwise conveyed from the surface estate and that there is a substantial likelihood that a third party holds some or all interest in oil, gas, other minerals, or geothermal energy in the property; and B) That such mineral estate may include the right to enter and use the property without the surface owner's permission. Note: Pursuant to CRS 10-1-128(6)(a), It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial or insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies. Nothing herein contained will be deemed to obligate the company to provide any of the coverages referred to herein unless the above conditions are fully satisfied. DISCLOSURE 02/2011 JOINT NOTICE OF PRIVACY POLICY OF LAND TITLE GUARANTEE COMPANY, LAND TITLE GUARANTEE COMPANY - GRAND JUNCTION, LAND TITLE INSURANCE CORPORATION AND OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY This Statement is provided to you as a customer of Land Title Guarantee Company and Meridian Land Title, LLC, as agents for Land Title Insurance Corporation and Old Republic National Title Insurance Company. We want you to know that we recognize and respect your privacy expectations and the requirements of federal and state privacy laws. Information security is one of our highest priorities. We recognize that maintaining your trust and confidence is the bedrock of our business. We maintain and regularly review internal and external safeguards against unauthorized access to non-public personal information ("Personal Information"). In the course of our business, we may collect Personal Information about you from: * applications or other forms we receive from you, including communications sent through TMX, our web-based transaction management system; * your transactions with, or from the services being performed by, us, our affiliates, or others; * a consumer reporting agency, if such information is provided to us in connection with your transaction; and * the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates and non-affiliates. Our policies regarding the protection of the confidentiality and security of your Personal Information are as follows: * We restrict access to all Personal Information about you to those employees who need to know that information in order to provide products and services to you. * We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your Personal Information from unauthorized access or intrusion. * Employees who violate our strict policies and procedures regarding privacy are subject to disciplinary action. * We regularly assess security standards and procedures to protect against unauthorized access to Personal Information. WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT PERMITTED BY LAW. Consistent with applicable privacy laws, there are some situations in which Personal Information may be disclosed. We may disclose your Personal Information when you direct or give us permission; when we are required by law to do so, for example, if we are served a subpoena; or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. Our policy regarding dispute resolution is as follows. Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Form PRIV.POL.ORT WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT PERMITTED BY LAW. The Company hereby assures the Proposed Insured listed in Schedule A of the commitment, that according to the office of the clerk and recorder in which the property is situated, there have been no deeds, other than the deed(s) which vests fee simple ownership to the owner(s) stated in Schedule A of the commitment, conveying the land described in this commitment within a period of month(s) prior to the Commitment Date, except as follows: This endorsement is made a part of the commitment and is subject to all the terms and provisions thereof and any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the commitment and any prior endorsement, nor does it extend the effective date of the commitment and any prior endorsement, nor does it increase the Policy amount thereof. ENDORSEMENT COLORADO C-1 Case Date Certified Through 63008317 February 25, 2014 24 NONE. February 04, 2014 Representing Old Republic National Title Insurance Company