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Home My WebLink AboutImprovement Location CertificateTOPOGRAPHIC SITE EXHIBIT LOT 1 AMENDED FINAL PLAT OF THE RAPIDS ON THE COLORADO SUBDIVISION RECEPTION NO. 639203 COUNTY OF GARFIELD , STATE OF COLORADO WMOUNTAIN SURVEYS 526 HONEYSUCKLE DR New Castle ,CO 81647 970-930·5700 CELL bmwood4466!11>gmall.com Name:Wood Address: 3347 County Rd 335 Property Location Property with FEMA Overlay Map Not Printed (all Zone D). S.lfftedFIDodM•P8oundalv Dlgl1al0..Avabbte NoDlllitatDataA...,_ Page 1 of 2 Second Laau Flaad Peace of Mind BACKGROUND Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect lives and properties in communities across the nation. By showing the extent to which areas of a community and individual properties are at risk for flooding, these flood maps help residents and business owners make better financial decisions about protecting their property. However, flood risks are dynamic and can· change over time. Water flow and drainage patterns can be altered dramatically due to surface erosion, land use, and natural forces. As a result, flood maps for those areas may no longer accurately portray the current flood risks. Consequently, the Federal Emergency Management Agency (FEMA) has been updating the nation's flood maps using the latest data gathering and mapping technology and new flood maps are being issued nationwide. UNDERSTANDING ZONE D The level of flood risk is indicated on the flood map by a letter. For example, flood zones labeled with the letters B, C or X represent moderate-and low-risk areas. Flood zones identified by the letters A or V represent high-risk areas, known as Special Flood Hazard Area:s (SFHAs). On sonie flood maps, there may also be a zone labeled with the letter D. The Zone D designation is used for areas where there are possible but undetermined flood hazards, as no analysis of flood hazards has been conducted. The designation of Zone D is also used when a community incorporates portions of another community's area where no map has been prepared. Flood insurance is available in Zone D and property owners should be encouraged to purchase it. However, flood insurance is not federally required by lenders for loans on properties in these zones. Although these areas are often undeveloped and sparsely populated when designated as Zone D, lenders may become aware that new development in such areas has increased the possibility of property damage from flooding. Consequently, they may require coverage as a condition of their loans, even though it is not federally required. Flood insurance rates for properties in Zone D are commensurate with the uncertainty of the flood risk. Consequently, as seen in the table below, the Zone D premiums can be higher than a standard low-risk X zone premiums and significantly higher than the Preferred Risk Policy (PRP) premiums. If an area is being remapped and properties are going from Zone B, C, or X to Zone D, the insurance agent should determine if grandfathering the existing low-risk zone for future rating will provide a lower premium than using the new Zone D premium. Also, since Zone D is not considered an SFHA, a property that was designated in Zone D on the previous map and is newly designated in an SFHA by a map revision effective may be insured under the PRP based on the 2-year PRP eligibility extension. More details on grandfathering and PRP Extension can be found at www.fcma .gov/lib rary/vi -wRccor<l.do?id=3745 . Premium Comparison (October 1, 2011 Rates) FIRM Datc*/Building Type Preferred Risk Polk~ Standard Hates St:rndarcl Raks (Zone B, C, X) (Zone H, C, X) (Zone D) Pre-FIRM Home** $211 $778 $575 Post-FIRM Home** $211 $778 $952 Pre-FIRM Manufactured Home*** $211 $778 $575 Post-FIRM Manufactured Home*** $211 $778 $1,197 .. *Pre-FIRM buildings are constructed prior to 12/31/74 or the effective date of the imtral flood map; Post-FIRM burldings are constructed on or after the effective date of the initial flood map **Based on $50,000 in building and $20,000 in contents coverage; single family home on a slab with no garage; $1,000 deductible for building and for contents for Zone B, C, X and post-FIRM D; $2,000 deductible for pre-FIRM Zone D ***Based on $50,000 in building and $20,000 in contents coverage; permanently affixed to a lot with no enclosure; $1,000 deductible for building and for contents for Zone B, C, X and post-FIRM D; $2,000 deductible for pre-FIRM Zone D To learn more about flood insurance coverage and options, visit ww, .flood mart.go . For more information about FEMA's latest mapping initiatives, visit www.f ma.go /pJan/p1· ent/fl un/index.shtm. ~FEMA W Mountain Surveys 9-14-2022 526 Honeysuckle Dr New Castle, CO, 81547 To Whom it may Concern: · The Rapids on the Colorado Subdivision conducted their own private flood zone study provided by lntertech Engineering during the creation of this Subdivision. They then generated a 100 Year flood line across the entire Subdivision. The Colorado river-side Building Envelope line is the same as the 100-year Flood line for every lot within the subdivision; as stated on the Rapids of the Colorado Subdivision Plat. The Building Envelopes have b~arings and distances to generate where exactly the lines ·are on the ground. The Plat states that the finished floors of any buildings be1 foot higher than the 100 Year Flood line. The topography generated shows that the highest elevation along this line is 5501.1' NAVO 88 in elevation. Studio M then generated a structural design for the foundation that has a proposed finished floor of 5502.58 which is 0.48' greater than the minim1:1m finished floor height. The owner has worked with the excavator (Alpine Excavation and Land Clearing) and the soils engineer (Kumar & Assoc.) to raise that proposed finished floor · elevation to 5504.00 NAVO 88. The Revised finished floor elevation is 2.90' above the 100 Year Flood line. The building Envelope line is at the Top of bank and is visible and extremely evident a Stake will be set at the NW corner of said Envelope for all to see. 526 HONEYSUCKLE DR, NEWCASTLE, CO., 81647 T (970) 9J0-5700 W MOUNTAIN SURVEYS I.LC ENA, .• ECH fnc. Consufting Engineers and Hydrologists December 30, 1998 Mr. Gene R. Hilton 2102 West Arapahoe Drive Littleton, CO 80120 RE: The Rapids Dear Gene: This letter is to provide certification for the placement of fill material in accordance with the Garfield County Floodplain Special Use Permit for the Rapids on the Colorado Subdivision (Resolution 97-26~ copy enclosed). I, Peter Belau, a Colorado registered Professional Engineer, hereby certify the following: 1. The "as-built" elevation of the fill placed on Lots l', 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 16, 17, and 18 of the Rapids on the Colorado Subdivision is above the elevation of the 100-year flood, effectively removing the building envelopes on these lots from the 100-year floodplain of die Colorado River. 2. The fill material was placed in accordance with the eng ineering specifications for this type of floodplain development, including the compaction of the fill material. Please note that the Special Use Permit bas a number of additional requirements, including that the lowest floor, including basement, of any residence must be at least 1 foot above the 100-year flood elevation. Sincerely, ENARTECH, INC. Peter Belau, P .E. PB/jlw Enclosure cc: Mark Bean E-mail: belau@rof.net P423-0l DOCS\PJB98\423_Ltr O-Hilroo 123098A ~~~"":rn%>~ ~-(' . ~--~-,.:· .... ~--.;,. ~i r ~ -· . ~ .. . r •.-ti.-.:~ , • "30-..,., .. i -·T_V ,-# . . . .. ".~ . ~~ 302 Eighth Street, Suits 325 P.O. Drawer 160 Glenwood Springs, Colorado 81602 (970) 945-2236 Fax (970) 945-2977